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Liquor liability
Covering social parties with paid bartender
One of my homeowners clients hires a friend five or six times a year to serve drinks at parties that my client gives in his home. The parties are social affairs, not business-related. Is my client covered for liquor liability exposures from these parties? How about the friend who tends bar for him?
Dram Shop Act caps liability
What does Connecticut’s Dram Shop Act say? Does it cap the seller’s liability?
Exceptions to Dram Shop Act caps
We have an insured which is a fraternal organization. Its liquor legal liability policy, endorsed with form CG 28 57, provides them a $1 million limit. Isn’t $250,000/$250,000 all that the law requires?
Host liquor liability—homeowners
We have a homeowners client whose son is getting married and our client is holding a bachelor party where liquor will be served. The hall where the party will be held is requiring a certificate of insurance from our client. We are not sure how to handle this situation. Please advise.
Host liquor liability exclusion
Can you explain the effect of ISO form CG 21 51 for host liquor liability on commercial general liability policies?