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Liquor liability

900104-00

Host liquor liability exclusion

Can you explain the effect of ISO form CG 21 51 for host liquor liability on commercial general liability policies?

900144-00

Covering social parties with paid bartender

One of my homeowners clients hires a friend five or six times a year to serve drinks at parties that he hosts in his home. The parties are social affairs, not business-related. Is my client covered for liquor liability exposures from these parties? How about the friend that he hired to tend bar for him?