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Coronavirus
Business income—COVID-19
I have several insureds, mostly with businessowners policies, asking if they are covered for loss of business income when shut down by the state or a local municipality due to COVID-19. Most of these insureds are local retailers, contractors (i.e., landscapers, roofers, etc.), food equipment service companies and others. Would there be coverage for this under a businessowners policy?
Coronavirus and commercial liability
I understand that commercial property policies are not likely to cover coronavirus losses, but will commercial liability policies respond to claims?
Employee suits—COVID-19
As employers open up their businesses again and bring back employees to the workplace, what is the employer’s protection against lawsuits from employees who might contract a coronavirus illness?
Business interruption—COVID-19
How will the ongoing coronavirus closings impact business interruption claims?