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Contracts and agreements
Subrogation receipts, ’loan receipts’
Could you give us a brief refresher course on subrogation receipts and what it means when our insured signs one?
Binding restrictions
I recently spoke with my underwriter and discovered that the insurance carrier has suspended my binding authority. This suspension occurred after its underwriter completed the development of the change I submitted. Is this allowed?
Company seeking agents’ business data
What is the propriety of a company asking our agency to share with it information about the business we write with other companies?
Carrier website agency agreements
Quite often, when a carrier updates its website, there appears to be a contract or agreement that we must accept before advancing on their website. By accepting these new terms, am I amending my carrier-agency agreement?
Book of business owner
In a carrier-agency relationship, does the book of business (clients’ names, policy information, and expirations) that the agency submits to the carrier belong to the agent or the carrier?
Binding authority
I have been getting notifications from my carriers all suspending my binding authority because of the storm that is coming. Can they just suspend my authority and not allow me to bind any coverage?