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Credit reports
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Credit report updates
An insurer uses a policyholder’s credit information in rating personal auto or homeowners insurance. How often (in the absence of a request by the policyholder) must the insurer update the credit information?
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Carrier appointment credit checks
Credit checks are generally becoming a condition for carrier appointments. Principals and producers can both be subject to this requirement. If a carrier puts through an inquiry into our credit, will this have a bearing on our credit report or credit history?