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Excess and surplus lines

280010-00

Declinations

Before placing a risk with a surplus-lines company, Section 405:24 of the New Hampshire Insurance Law requires producers to satisfy the insurance commissioner that the producer cannot procure such insurance in an admitted company. How are producers expected to ’satisfy the insurance commissioner’ in the context of this statute?

310516-00

Excess-line placement—authorized offer

If I have received three declinations, but an authorized insurer has made an offer, can I place coverage with an unauthorized insurer in order to provide the insured with a lower premium?

900369-00

Massachusetts surplus-lines fees

What is the law on the maximum surplus-lines fee that can be charged in Massachusetts?