If you have not registered for members-only sevices from PIA click here.
Browse by topic
Cancellation / nonrenewal issues
Improper notice of cancellation
Suppose one of your insureds walks into your office with a note of cancellation of their policy of automobile insurance that is blatantly improper, either because of its content or timing. What do you do?
Which agent should sign the ACORD 35
When a client decides to change from one policy to another—firing the old agent and hiring a new agent—which agent should complete the ACORD 35 form and request cancellation of the old policy?
Cancellation at policyholder’s request—effective date
Is a company required to cancel flat when the policyholder presents evidence that another policy was obtained for the same risk, and became effective on the date the policyholder wants to cancel?
Back dating a policy
After two years of a policy being in force, can an insured request to back date cancellation two years. The insured has stated he has a duplicate policy.
Nonpayment cancellation gap prevention
How does the effective time for nonpayment cancellation affect a policyholder who intends to make a payment on the cancellation date?