If you have not registered for members-only sevices from PIA click here.
Browse by topic
Windstorm catastrophe
900303-00
Homeowner’s loss of use after windstorm power outage
If an insured homeowner loses power for a period of time, say two weeks, can they claim additional living expenses although no property on their premises was damaged by the windstorm?
900304-00
Spoilage after a power outage
If an insured homeowner loses power for a period of time, can they claim for spoiled refrigerated items although no property on their premises was damaged by the windstorm?
900348-00
Named-storm deductibles
Recently, a winter storm was given a “name” by a news station. I have sold policies that contain “named storm deductibles.” What does this mean for my clients—are they at risk of being hit with a deductible they were not expecting?