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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Auto
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An explanation of the New York Department of Financial Services’ and New York Department of Motor Vehicles’ rules on information required on vehicle titles when they have sustained major damage. 13 pages
Mobile equipment vs. auto
Contains information that assists in determining whether a piece of equipment is more appropriately covered under the commercial auto or commercial general liability policy. 4 pages
Your auto insurance costs
Consumer-oriented piece that explains factors associated with auto insurance costs and steps consumers can take to reduce their premiums. 1 page
Prompt payment of auto insurance premiums
A consumer-oriented flier and sample letter-to-the-editor encouraging timely payment of auto insurance premiums to avoid possible suspension. 3 pages
New York’s Graduated License Law and restrictions for drivers under 18
A comprehensive explanation of New York’s graduated license law, including applicable requirements, driving restrictions, and who is affected by these rules. 7 pages
How do New York’s new automobile photo inspection regulations affect me?
An in-depth overview of the changes to New York Regulation 79 regarding automobile photo inspections. 4 pages
Insurance losses by make and model and vehicle theft trends report
Information on several different vehicles with their recent injury, collision, and theft losses along with the most common vehicles stolen. 19 pages
A guide for new and used vehicle buyers: shopping for safety
Overviews the common safety items to consider when looking to purchase a vehicle. 5 pages
Is a drive-other-car exposure lurking in your files?
Discusses coverage needs of a business auto policyholder requiring protection for personal exposure of principals or employees; and then that of personal auto insureds with a business exposure. 3 pages
Stated amount coverage
An in-depth discussion of stated-amount coverage and agreed-amount coverage and how they impact personal and commercial auto policies. 3 pages