QuickSource Document Service

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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.

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Personal auto

QS90047

1994 ISO personal auto policy revisions

A comprehensive overview of revisions made in the 1994 ISO Personal Auto policy including off-road vehicles, temporary substitutes, electronic equipment and much more. 2 pages

QS90129

1998 ISO personal auto policy revisions

Overviews 19 changes made to the ISO Personal Auto policy with an in-depth explanation of each. 6 pages

QS90974

A fresh new 2018 Personal Auto Policy

Offers an overview of the changes made to ISO’s PP 00 01 policy form. 2 pages

QS31033

Auto insurance and split households

Addresses common questions when a vehicle is owned and insured independently by a resident relative. 2 pages

QS31221

Auto policies split by divorce

New York Department of Financial Services correspondence dealing with automobile liability coverage when divorced spouses are involved. 4 pages

QS31005

Difficult-to-insure vehicles

A comprehensive listing of the most difficult vehicles to insure in New York state. 3 pages

QS31032

Facing the owner-who-is-not-the-named-insured dilemma

Overviews the dilemmas created when a vehicle is not insured in the owner’s name. 2 pages

QS31004

Factors impacting physical damage coverage premiums

An explanation of the rating symbols and how they are used in determining premiums along with a symbols chart. 2 pages

QS90534

Interpreting the PAP furnished car exclusion

This discussion of denial of coverage for a furnished auto provides two argument scenarios for the ISO policy’s B.2 and B.3 exclusions. 2 pages

QS90420

ISO 2005 PAP undergoes mostly cosmetic changes, but ...

Discusses the substantive revisions made to the ISO Personal Auto Policy (PP 00 01 01 05). 3 pages

QS90346

Named nonowner policy

An in-depth resource kit on the purpose and application of the Named Nonowner Coverage endorsement. 4 pages

QS28048

New Hampshire Insurance Department personal auto premium comparison

A detailed insurance premium comparison of personal auto coverage costs in New Hampshire shown by ZIP code and territory. 11 pages

QS29152

New Jersey auto insurance buyer’s guide

A consumer explanation of auto insurance policy terms, requirements, options and worksheets to shop around for the best rate. 16 pages

QS29074

New Jersey Department of Banking and Insurance 21-day PIP notification company addresses

Listing of the company addresses that are indicated on the New Jersey identification cards for the 21-day personal injury protection notification. 11 pages

QS29042

New Jersey’s 2021 auto insurance complaint ratios (released 2022)

Listing of New Jersey automobile insurance carriers by complaints based on 2016 studies. 1 page

QS31066

New York State Department of Financial Services annual 2020 ranking of automobile insurance complaints

A comprehensive report of complaints filed against New York state-authorized insurance companies and their total complaint ratio. 7 pages

QS31108

New York State Department of Financial Services Shopping for Auto Insurance

New York State Department of Financial Services offers consumers a guide to explain compulsory auto insurance and optional coverage available, as well as price comparison information. 270 pages

QS90943

Not your father’s auto risks

From telematics to autonomous vehicles and ride hailing, this resource kit discusses how much the auto insurance market is evolving. 3 pages

QS06015

Parental liability for a child’s use of an auto

Discusses auto insurance for the resident relative and the parental liability issues when there is a separate policy with another carrier for the relative. 2 pages

QS90086

Personal auto extended nonowned coverage

An in-depth discussion of the proper use of the Extended Nonowned Coverage—Vehicles Furnished Or Available For Regular Use endorsement. 3 pages

QS31136

Physical damage coverage for borrowed autos

A comprehensive discussion of coverage applicable under personal auto policies when an auto is borrowed and either the owner is insured or uninsured. 2 pages

QS90973

Sample customer letter—transportation network companies

This resource kit offers a sample customer letter regarding using your personal vehicle as a Lyft or Uber driver. 1 page

QS91027

Sample personal-lines automobile change in risk letter

A sample letter advising your policyholders of the need to notify their carriers when they have a change in risk. 1 page

QS29244

Sample personal-lines automobile step-down provision letter

A sample consumer letter that outlines the personal-lines step-down provision in personal automobile policies. 1 page

QS90818

Who is really driving Miss Daisy?

This document discusses issues surrounding undisclosed operators as it relates to personal auto policies. 3 pages

QS28013

Your guide to understanding auto insurance in the Granite State

A consumer piece discussing personal auto insurance underwriting and rating, factors affecting premium, property damage coverage, filing a claim and more. 24 pages