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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Personal auto
1994 ISO personal auto policy revisions
A comprehensive overview of revisions made in the 1994 ISO Personal Auto policy including off-road vehicles, temporary substitutes, electronic equipment and much more. 2 pages
1998 ISO personal auto policy revisions
Overviews 19 changes made to the ISO Personal Auto policy with an in-depth explanation of each. 6 pages
A fresh new 2018 Personal Auto Policy
Offers an overview of the changes made to ISO’s PP 00 01 policy form. 2 pages
Interpreting the PAP furnished car exclusion
This discussion of denial of coverage for a furnished auto provides two argument scenarios for the ISO policy’s B.2 and B.3 exclusions. 2 pages
ISO 2005 PAP undergoes mostly cosmetic changes, but ...
Discusses the substantive revisions made to the ISO Personal Auto Policy (PP 00 01 01 05). 3 pages
Named nonowner policy
An in-depth resource kit on the purpose and application of the Named Nonowner Coverage endorsement. 4 pages
New Hampshire Insurance Department personal auto premium comparison
A detailed insurance premium comparison of personal auto coverage costs in New Hampshire shown by ZIP code and territory. 11 pages
Not your father’s auto risks
From telematics to autonomous vehicles and ride hailing, this resource kit discusses how much the auto insurance market is evolving. 3 pages
Personal auto extended nonowned coverage
An in-depth discussion of the proper use of the Extended Nonowned Coverage—Vehicles Furnished Or Available For Regular Use endorsement. 3 pages
Sample customer letter—transportation network companies
This resource kit offers a sample customer letter regarding using your personal vehicle as a Lyft or Uber driver. 1 page
Sample personal-lines automobile change in risk letter
A sample letter advising your policyholders of the need to notify their carriers when they have a change in risk. 1 page
Who is really driving Miss Daisy?
This document discusses issues surrounding undisclosed operators as it relates to personal auto policies. 3 pages
Your guide to understanding auto insurance in the Granite State
A consumer piece discussing personal auto insurance underwriting and rating, factors affecting premium, property damage coverage, filing a claim and more. 24 pages