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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Company insolvency/rehabilitation
New York insolvency procedures
A comprehensive review of the procedures in New York state addressing company insolvency, rehabilitation, and liquidation. 9 pages
Summary of New York insolvency guaranty mechanisms
An outline of the insurance insolvency mechanisms that are available in New York state. 3 pages
What you need to know about Adirondack Insurance Exchange and Mountain Valley’s exit from the New York market
A comprehensive consumer flyer outlining what clients can expect with Adirondack and Mountain Valley’s exit. 1 page
Sample customer letter upon downgrading of insurer
Sample verbiage agents may personalize to notify clients that a carrier’s A.M. Best rating has been lowered. 1 page
Understanding producer responsibility with company insolvency
Outlines the company insolvency issue and in particular, an insurance producer’s duty of care in such situations. 4 pages
Carrier ratings: have the necessary process in place
Offers a list of things you should do if one of your carriers has a rating change. 2 pages