QuickSource Document Service

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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.

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Credit reports

QS06096

Connecticut security freeze and security breach law

A comprehensive summary of Public Act 05-148 detailing the law as well as its affect on insurance professionals. 2 pages

QS31372

New York credit freezes and personal record destruction

An overview of the Identity Theft and Mitigation Act, effective Nov. 1, 2006, which allows consumers to bar access to their credit data. 2 pages

QS31360

New York law and regulations governing use of credit information in personal lines

Summarizes New York law and regulation governing insurers’ use of credit in underwriting and rating personal lines, including customer notices, recordkeeping, agent ’hold harmless’ and more. 20 pages

QS28028

Summary of New Hampshire regulations on insurance scores

Discussion of rules regarding the conditions that are required to be met before insurers can use insurance scores for underwriting or rating for personal-lines policies. 3 pages

QS29215

What insurers must tell consumers when using credit information in underwriting

An overview of the laws that require insurance producers to explain to insureds and prospective insureds how credit scoring will be used in their insurance underwriting. 2 pages

QS29104

What’s the score?—insurance scores, MVRs, credit reports and their compliance issues

Extensive discussion on credit reports, agent responsibilities and privacy issues with insurance scoring. 12 pages

QS31145

What’s the score?—insurance scores, MVRs, credit reports and their compliance issues

An in-depth report on insurance scoring, how models are developed, a discussion of the Fair Credit Reporting Act and agent responsibilities and concerns. 10 pages

QS06042

What’s the score?—insurance scores, MVRs, credit reports and their compliance issues

Definition of insurance scoring and how it is legally used to aid insurers in underwriting acceptability as well as how to comply with the requirements of documentation and privacy issues. 11 pages

QS28030

What’s the score?—insurance scores, MVRs, credit reports and their compliance issues

Extensive discussion on credit reports, agent responsibilities and privacy issues with insurance scoring. 9 pages

QS44022

What’s the score?—insurance scores, MVRs, credit reports and their compliance issues

Extensive discussion on credit reports, agent responsibilities and privacy issues with insurance scoring. 9 pages