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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Cancellation/nonrenewal issues
Commercial-lines and homeowners policyholder protections
Comprehensive discussion of the New Jersey insurance laws governing commercial-lines and homeowners nonrenewals, premium billing notices and midterm cancellations. 7 pages
New Jersey personal automobile policyholder protections
An in-depth review of the laws and regulations concerning personal automobile cancellations, nonrenewals, conditional renewals and other policyholder protections. 21 pages
Miscellaneous provisions relating to New Jersey cancellations and nonrenewals
Provides cancellation and nonrenewal provisions to include minimum notice requirements, workers’ compensation policies, return of unearned premiums, premium-financed policies and FAIR Plan short-notice cancellations, etc. 4 pages
Cancellation notice change in procedures—sample letter
A sample client letter for when an agency decides they no longer want to send or call policyholders reminding them of policy cancellations, when it has previously been a practice of the agency to do so. 1 page