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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Cancellation/nonrenewal issues
Cancellation notice change in procedures—sample letter
A sample client letter for when an agency decides they no longer want to send or call policyholders reminding them of policy cancellations, when it has previously been a practice of the agency to do so. 1 page
Commercial-lines and homeowners policyholder protections
Comprehensive discussion of the New Jersey insurance laws governing commercial-lines and homeowners nonrenewals, premium billing notices and midterm cancellations. 7 pages
Miscellaneous provisions relating to New Jersey cancellations and nonrenewals
Provides cancellation and nonrenewal provisions to include minimum notice requirements, workers’ compensation policies, return of unearned premiums, premium-financed policies and FAIR Plan short-notice cancellations, etc. 4 pages
New Jersey personal automobile policyholder protections
An in-depth review of the laws and regulations concerning personal automobile cancellations, nonrenewals, conditional renewals and other policyholder protections. 21 pages