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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
Browse by topic
Life/health
2022 Choosing a Medigap policy: a guide to health insurance for people with Medicare
An in-depth guide that outlines the steps to help consumers make an informed decision when purchasing Medicare Supplemental Insurance. 52 pages
An employee’s guide to health benefits under COBRA
A comprehensive booklet explaining an individual’s rights under the Consolidated Omnibus Budget Reconciliation Act for continuing health benefits. 19 pages
Family leave laws in New Jersey—paid and unpaid
A summary of the 2009 New Jersey Family Medical Leave legislation in New Jersey, how it interacts with existing laws and its impact on your business. 5 pages
Family Medical Leave Act
A comprehensive overview of employers’ obligations under the federal Family Medical Leave Act. 2 pages
Financial and health information accuracy disclaimer
A sample letter to share with your customers purchasing coverage through the health exchange marketplace. 1 page
How the PACE Act affected your small-market group
An overview of how Connecticut, New Hampshire, New Jersey, Vermont and New York are addressing the PACE Act’s definition of small employer groups. 2 pages
New Jersey Department of Banking and Insurance Bulletin No. 10-21—provisions of the Patient Protection and Affordable Care Act (effective Sept. 23, 2010)
This resource kit discusses changes and contains riders that carriers can use to comply with the provisions of the Patient Protection and Affordable Care Act that became effective Sept. 23, 2010. 8 pages
New Jersey individual health coverage rates and carriers
Listing of New Jersey individual health carriers and premium rate comparisons as of January 2022. 1 page
New Jersey long-term care guide
Long-term care insurance consumer information that defines what it is, the benefits of coverage and New Jersey statutory requirements. 6 pages
New Jersey long-term care training requirements
A comprehensive review of the newly adopted regulations regarding insurance producers who sell long-term care insurance and their new education training requirement. 2 pages
Q&A on health-care exchanges
A compilation of questions and answers to help agents understand how they will be affected by health-care exchanges. 5 pages