QuickSource Document Service

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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.

Browse by topic

Legislative/regulatory issues

QS31432

’Steering’ to repair shops

This resource kit explains the law regarding the steering of policyholders to preferred repair facilities. 2 pages

QS06104

2023 PIACT legislative priorities

A comprehensive look at PIACT’s major legislative priorities for the 2023 legislative session. 2 pages

QS91039

An engaging article on e-delivery of documents

A discussion about the importance of following the law when it comes to e-delivery of insurance documents. 3 pages

QS06139

Connecticut Minimum Wage Law

A overview of the Connecticut Minimum Wage Law, which went into effect Oct. 1, 2019. 1 page

QS06114

Connecticut notary public application and manual

Connecticut manual for notaries to include the information on the appointment process, fees, duties, responsibilities and application form. 59 pages

QS91057

Distorted patents and exorbitant premiums

Offers information on the background of patents and why they are costly to insure. 2 pages

QS90588

Does the Red Flags Rule affect me?

A brief overview of who is affected by these rules and what precautions must be taken to comply. 2 pages

QS06131

Employee vs. independent contractor assessment—ABC test and control

An overview of the ABC test and control for Connecticut on determining employees vs. independent contractors. 3 pages

QS28069

Employee vs. independent contractor assessment—ABC test and control

An overview of the ABC test and control for New Hampshire on determining employees vs. independent contractors. 3 pages

QS44011

Employee vs. independent contractor assessment—ABC test and control

An overview of the ABC test and control for Connecticut on determining employees vs. independent contractors. 3 pages

QS29241

Employee vs. independent contractor—ABC test and control

An overview of the ABC test and control for New Jersey on determining employees vs. independent contractors. 3 pages

QS31410

FAQ: PIANY’s anti-arson application repeal law

A comprehensive FAQ outlining the repeal of the anti-arson application in Buffalo, N.Y. 1 page

QS90340

Federal and state do-not-call rules: a guide for PIA members

Provides specific advice about individual legal, business or other questions relating to do-not-call rules. 13 pages

QS90451

Get the facts on the do-not-fax law

A comprehensive summary of the federal do-not-fax law so you can act in accordance with this rule. 3 pages

QS90846

How high is your duty-of-care?

This resource kit discusses how an agent must interact with their client to avoid breaching his/her duty of care. 2 pages

QS90892

Insurance for punitive damages

A comprehensive discussion of punitive damages, their insurability and how certain states approach the issue. 2 pages

QS90866

Insurance producers: independent contractors or employees?

This resource kit offers guidance on how to make the proper determination as to whether a producer is an independent contractor or an employee. 2 pages

QS90543

Life insurance settlements—proceed with care

Comprehensive review of life-settlement arrangements and how they can affect your insureds. 9 pages

QS31179

N.Y. tie-in sales—OGC Opinion 87-2

Text of an opinion of general counsel for New York state where the New York State Department of Financial Services discusses tie-in sales, which are when an insurer refuses to write a particular policy unless the insured purchases an additional policy. 2 pages

QS90107

National Association of Professional Insurance Agents 2022 issues of focus

Overview of the federal legislative issues papers that support the independent agency system and the consumer they protect. 10 pages

QS29254

New Jersey Department of Banking and Insurance Order No. A22-06 re: disclosure of policy limits disclosures pursuant to P.L. 2022, c.95

A DOBI order outlining the requirements for automobile insurers to disclose policy limits upon request.

QS29002

New Jersey legislative wrap-up

A comprehensive look at the bills PIANJ tracked during the recent legislative session. 2 pages

QS29186

New Jersey marketing practices

Outlines the rules and regulations applicable to insurance producers marketing including advertisements. 6 pages

QS29192

New Jersey unfair claims rules

An in-depth discussion of the New Jersey unfair claims statutes and regulations to assist producers in helping their clients through the claims process. 20 pages

QS31388

New York City Department of Transportation permit bond requirements

An overview of the changes made by the New York City Department of Transportation regarding permit bonds for contractors doing work within the New York City metropolitan area. 2 pages

QS31340

New York City passes sidewalk liability to property owners

An accurate summary of the new legislation whereby responsibility for claims is passed from New York City to property owners, in certain circumstances. 5 pages

QS31400

New York cybersecurity regulation compliance checklist

A comprehensive checklist to assist association members in complying with the new cybersecurity regulation, which took effect Jan. 1, 2017. 1 page

QS31236

New York laws regulating insurance agency advertising, giveaways, inducements and rebates

A comprehensive analysis of the insurance statutes and regulations as they relate to insurance agency advertisement efforts. 4 pages

QS31429

New York loss runs

This resource kit discusses the laws relating to an insurer’s requirement to furnish loss runs. 2 pages

QS31182

New York telemarketing rules

Comprehensive resource kit explaining the telemarketing law, facts on the "do not call" list and applicable regulations. 26 pages

QS31430

NY HERO Act: What are your responsibilities?

This resource kit provides guidance on the NY HERO Act and offers guidance to employers for developing an airborne infectious disease prevention plan. 2 pages

QS31332

NYPIUA shutdown fact sheet

A question-and-answer on what can be expected and events surrounding the shutdown of the New York Property Insurance Underwriting Association. 2 pages

QS90731

Online marketing, social media and insurance advertising laws

A review of different states’ rules with regard to online marketing or advertising. 2 pages

QS90710

PIA multistate windstorm and hurricane deductible guide

A comprehensive review of the hurricane deductible rules for Connecticut, New Hampshire, New Jersey, New York, Vermont and other neighboring states. 2 pages

QS90370

PIA’s guide to the CAN-SPAM Act

An in-depth look at the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 and how it affects the insurance industry when using email solicitation. 6 pages

QS06006

PIACT’s 2019 legislative wrap-up

An overview of the insurance-related bills and their recent actions, including those signed by Gov. Malloy during the past legislative session. 3 pages

QS28040

PIANH 2018 legislative wrap-up

A recap of issues addressed in the recent legislative session and of particular interest to PIANH members. 2 pages

QS28066

PIANH 2023 legislative priorities

A comprehensive look at PIANH’s major legislative priorities for the 2017 legislative session. 2 pages

QS29237

PIANJ 2022 legislative priorities

A comprehensive look at PIANJ’s major legislative priorities for the 2022 legislative session. 2 pages

QS31265

PIANY hails law raising auto surcharge threshold

A comprehensive look at Chapter 277 of the Laws of 2010 raising the auto threshold from $1,000 to $2,000. 2 pages

QS31059

PIANY legislative wrap-up—2022

Offers an overview of 2022 insurance-related legislative bills and the governor’s subsequent action. 5 pages

QS31003

PIANY’s 2023 legislative priorities

PIANY position paper on the legislative issues most important to insurance agents and brokers. 4 pages

QS44017

PIAVT 2018 legislative wrap-up

An overview of the insurance-related bills and recent actions, including those signed into law during the past legislative session. 2 pages

QS90859

Prejudice and the claims-made policy

This resource kit discusses what can happen when a claim is reported late to a carrier on a claims-made policy. 2 pages

QS90847

Price optimization (or, how a goat is gotten)

This resource kit discusses the issues surrounding price optimization and how some states are dealing with it. 2 pages

QS90632

Producer notification requirements regarding administrative actions

Outlines requirements in different states with regard to notifying the state insurance department when a producer is involved in an administrative action. 2 pages

QS91052

Protect your agency: copyright and trademarks

A discussion of how to protect your agency with copyrights and trademarks. 2 pages

QS28052

Providing maximum federal deposit insurance protection to premiums held in fiduciary capacity

A question-and-answer resource explaining the protection afforded by the Federal Deposit Insurance Corp. for premium accounts. 2 pages

QS90634

Red Flags Rule—PIA offers guidance

Some of the most commonly asked questions about a producer’s requirement to comply with the Red Flags Rule. 2 pages

QS31242

Regulation 79 and the weekend car deal

Important information to share with your clients on purchasing a vehicle over the weekend. 1 page

QS29182

Rules on Electronic Transactions

A summary using a question-and-answer format of the rules adopted by the New Jersey Department of Banking and Insurance relating to electronic transactions. 3 pages

QS29255

Sample customer letter: Explanation of an impending insurance company rate increase

A sample letter that producers can send to their customers letting them know of an impending rate increase by their insurance company. 1 page

QS90440

Sample fax consent form

Sample fax consent form for agencies to use in getting their clients’ permission to fax to comply with the do-not-fax rule effective July 1, 2005. 1 page

QS90897

Sample homeowners insurance effective date notice

A sample notice to provide real-estate lenders/closing offices regarding binders prior to closing dates. 3 pages

QS29211

Summary of the Harbor Shuttle case

Overview of the pertinent facts in the Harbor Shuttle legal action. 3 pages

QS91063

Summary of the Consolidated Appropriations Act of 2021 and sample disclosure form

An overview of the Consolidated Appropriations Act of 2021 requiring brokers and consultants to group health plans to disclose their compensation if they expect to receive $1,000 or more in direct or indirect compensation for providing their services. 3 pages

QS29200

The Pinto decision—duty imposed on producers

An in-depth look at the Pinto decision and how it affects New Jersey producers and their obligations to their business automobile insureds, along with a corresponding sample letter. 5 pages

QS31269

The commercial-lines deregulation law in New York state

Discussion of the effects this law could have on you and the customers you serve. 8 pages

QS29159

The facts on New Jersey’s ’do-not-call’ law

Provides details of the law that prohibits telemarketers from making calls to New Jersey residents who place their names on a "do-not-call" list. 3 pages

QS90895

The FYI on UVAs ASAP

This resource kit provides information on rules and regulations in place for the use of drones for agencies and underwriting purposes. 2 pages

QS90654

The history and origins of state anti-rebating laws

This resource kit gives you the background and a firm understanding of state anti-rebating laws and how to apply them in a business context. 3 pages

QS28011

Unfair claim settlement practices

Discusses what is considered to be unfair claims settlement practices by insurers according to Insurance Law. 1 page

QS31434

Unfair claims practices—Regulation 64 and New York Insurance Law Section 2601

This resource kit discusses rules carriers must follow in respect to claims processing as set forth in Regulation 64. 2 pages

QS28012

Unfair insurance trade practices

Discusses the Insurance Law that defines trade practices in the insurance business which constitute unfair methods of competition or unfair acts or practices. 5 pages

QS31406

Upstate New York ride hailing becomes law

A review of the newly passed upstate New York ride-hailing legislation. 3 pages

QS44015

Vermont laws regulating insurance agency advertising

A comprehensive analysis of the insurance statutes as they relate to insurance agency advertising efforts. 1 page

QS06092

Violent Crime Control and Law Enforcement Act of 1994—the Reason Carriers are Conducting Background Checks on Their Agents

Outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994 and discusses the issue of agent background checks, as well as, information on carriers requesting Social Security numbers. 4 pages

QS28034

Violent Crime Control and Law Enforcement Act of 1994—the reason carriers are conducting background checks on their agents

This resource kit outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994, and discusses the issue of agent background checks as well as information on carriers requesting Social Security numbers. 5 pages

QS31339

Violent Crime Control and Law Enforcement Act of 1994—the reason carriers are conducting background checks on their agents

This resource kit outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994, and discusses the issue of agent background checks as well as information on carriers requesting Social Security numbers. 4 pages

QS44021

Violent Crime Control and Law Enforcement Act of 1994—the reason carriers are conducting background checks on their agents

This resource kit outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994, and discusses the issue of agent background checks as well as information on carriers requesting Social Security numbers. 5 pages

QS29167

Violent Crime Control and Law Enforcement Act of 1994—the reason carriers are conducting background checks on their agents

This resource kit outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994, and discusses the issue of agent background checks as well as information on carriers requesting Social Security numbers. 23 pages

QS31270

What insurance producers should know about New York City Department of Buildings insurance requirements

A comprehensive review of the New York City Department of Buildings insurance requirements. 4 pages

QS91036

What is bad faith?

A discussion about bad faith during the claims process. 2 pages

QS29258

What you need to know about New Jersey’s new handgun liability insurance law

A discussion of the new handgun liability law which recently passed in New Jersey. 2 pages

QS29253

What you need to know about New Jersey’s new insurance requirements law for landlords

An FAQ which outlines a New Jersey law requiring minimum liability limits for landlords. 2 pages

QS29252

What you need to know about New Jersey’s new mandatory insurance requirements law for businesses

An FAQ on the mandatory insurance requirements for New Jersey businesses. 2 pages

QS06079

What’s going on with the Dram Shop Act?

An in-depth look at the changes to Connecticut’s Dram Shop Act including sample customer letters to assist in explaining the new rules to your clients. 6 pages