QuickSource materials are available to PIA members only if you have not registered for MEMBER ONLY services from PIA click here now.
Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
Browse by topic
Legislative/regulatory issues
Unfair claim settlement practices
Discusses what is considered to be unfair claims settlement practices by insurers according to Insurance Law. 1 page
Unfair insurance trade practices
Discusses the Insurance Law that defines trade practices in the insurance business which constitute unfair methods of competition or unfair acts or practices. 5 pages
Violent Crime Control and Law Enforcement Act of 1994—the reason carriers are conducting background checks on their agents
This resource kit outlines the requirements of the Violent Crime Control and Law Enforcement Act of 1994; and discusses the issue of agent background checks, as well as information on carriers requesting Social Security numbers. 5 pages
PIANH 2018 legislative wrap-up
A recap of issues addressed in the recent legislative session and of particular interest to PIANH members. 2 pages
Providing maximum federal deposit insurance protection to premiums held in fiduciary capacity
A question-and-answer resource explaining the protection afforded by the Federal Deposit Insurance Corp. for premium accounts. 2 pages
PIANH 2025 legislative priorities
A comprehensive look at PIANH’s major legislative priorities for the 2025 legislative session. 2 pages
Employee vs. independent contractor assessment—ABC test and control
An overview of the ABC test and control for New Hampshire on determining employees vs. independent contractors. 3 pages
Bulletin INS 24-011-AB: Use of artificial intelligence systems by insurers
A bulletin outlining the requirements for insurance carriers’ use of artificial intelligence. 11 pages
National Association of Professional Insurance Agents 2026 issues of focus
An overview of the federal legislative issues papers that support the independent agency system and the consumers they protect. 10 pages
Federal and state do-not-call rules—a guide for PIA members
Provides specific advice about individual legal, business, or other questions relating to do-not-call rules. 13 pages
PIA’s guide to the CAN-SPAM Act
An in-depth look at the Controlling the Assault of Non-Solicited Pornography and Marketing Act of 2003 and how it affects the insurance industry when using email solicitation. 6 pages
Sample fax consent form
A sample fax consent form for agencies to use in getting their clients’ permission to fax to comply with the do-not-fax rule effective July 1, 2005. 1 page
Get the facts on the do-not-fax law
A comprehensive summary of the federal do-not-fax law so you can act in accordance with this rule. 3 pages
Life insurance settlements—proceed with care
Comprehensive review of life-settlement arrangements and how they can affect your insureds. 9 pages
Does the Red Flags Rule affect me?
A brief overview of who is affected by these rules and what precautions must be taken to comply. 2 pages
Producer notification requirements regarding administrative actions
Outlines requirements in different states regarding to notifying the state insurance department when a producer is involved in an administrative action. 2 pages
PIA offers guidance on the Red Flag Rule
Some of the most asked questions about a producer’s requirement to comply with the Red Flags Rule. 2 pages
The history and origins of state anti-rebating laws
This resource kit gives you the background and a firm understanding of state anti-rebating laws and how to apply them in a business context. 3 pages
PIA multistate windstorm and hurricane deductible guide
A comprehensive review of the hurricane deductible rules for Connecticut, New Hampshire, New Jersey, New York, Vermont, and other neighboring states. 2 pages
Online marketing, social media, and insurance advertising laws
A review of different states’ rules regarding to online marketing or advertising. 2 pages
How high is your duty-of-care?
This resource kit discusses how an agent must interact with their client to avoid breaching his/her duty of care. 2 pages
Price optimization (or how a goat is gotten)
This resource kit discusses the issues surrounding price optimization and how some states are dealing with it. 2 pages
Prejudice and the claims-made policy
This resource kit discusses what can happen when a claim is reported late to a carrier on a claims-made policy. 2 pages
The unmanned aerial vehicle
This resource kit provides information on rules and regulations in place for the use of drones for agencies and underwriting purposes. 2 pages
Sample homeowners insurance effective date notice
A sample notice to provide real-estate lenders and closing offices regarding binders prior to closing dates. 3 pages
What is bad faith?
A discussion about bad faith during the claims process. 2 pages
An engaging article on the e-delivery of documents
A discussion of the importance of following the law when it comes to the e-delivery of insurance documents. 3 pages
National Association of Insurance Commissioners’ Pet Insurance Model Act
A model developed by the NAIC regarding pet insurance. 2 pages
Protect your agency—copyright and trademarks
A discussion of how to protect your agency with copyrights and trademarks. 2 pages
Distorted patents and exorbitant premiums
Offers information on the background of patents and why they are costly to insure. 2 pages
Summary of the Consolidated Appropriations Act of 2021 and sample disclosure form
An overview of the Consolidated Appropriations Act of 2021 requiring brokers and consultants to group health plans to disclose their compensation if they expect to receive $1,000 or more in direct or indirect compensation for their services. 3 pages
Corporate Transparency Act
An overview of the federal Corporate Transparency Act requirements. 2 pages
What is third-party litigation funding? How it works and its impact on insuranceÂ
An explanation of how third-party litigation funding affects insurance. 2 pages