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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Workers’ compensation
Fellow employee suits
Discusses the issue of being sued by a fellow employee for an auto accident above what might be covered under a workers’ compensation policy. 1 page
Domestic employees
Discussion of in-house domestic employees and how to best determine whether coverage is under the homeowners policy or if a separate workers’ compensation policy is needed. 2 pages
Other states coverage in workers’ compensation residual-market policies
Discusses workers’ compensation coverage for an insured who works out of state and the exposures an insured might experience.
Interstate Workers’ Compensation Insurance Plan coverage
Explains that the NCCI, in cooperation with the Workers’ Compensation Insurance Plan can help accommodate the workers’ compensation coverage needs when an employer operates in multiple states. 1 page
Give me liberty or give me a paycheck
A discussion of independent contractors and how they are properly handled in the workers’ compensation arena. 4 pages
Who is an "employee"?
A discussion of Connecticut’s Workers’ Compensation Law relating to independent contractors, executive officers, and LLC members. 2 pages
Facts about workers’ compensation audits
A brief question-and-answer piece that answers producers’ most commonly asked questions on audits conducted for workers’ compensation coverage and what to expect. 2 pages
Connecticut workers’ compensation information packet
A great reference provided by the Connecticut Workers’ Compensation Commission that explains the flow of a typical workers’ compensation case, and provides guidelines, forms, and contacts. 40 pages
An employee’s pocket guide to Connecticut workers’ compensation
A summary of Connecticut’s workers’ compensation system, including guidance for employees injured on the job and contact information for the Connecticut Workers’ Compensation Commission offices. 4 pages
Employee vs. independent contractor status sample notification form
Sample notification form that agents and brokers can use with your clients after discussing employee vs. independent contractor exposures. 1 page
Connecticut’s 2026 workers’ compensation rates and loss costs
Provides the 2026 workers’ compensation rates and loss costs from the National Council on Compensation Insurance Inc. 11 pages
Employee vs. independent contractor—common law test
Overview of the common law test for use in Connecticut for workers’ compensation and employment tax determinations. 2 pages
Connecticut workers’ compensation loss-cost multipliers
Offers a listing of the company-specific loss cost multipliers for workers’ compensation insurance. 10 pages
Maritime law—LHWCA and the Jones Act
Outlines the special insurance needs under the Longshoremen’s and Harbor Workers’ Compensation Act of 1927 and the Jones Act covering marine workers. 4 pages
The flanking maneuver
This resource kit discusses coverage under workers’ compensation and employers’ liability when handling third-party claims. 2 pages
Workers’ compensation endorsements that need clarification
This resource kit adds clarity to three endorsements the alternate employer, waiver of subrogation, and foreign exposures endorsement used with the workers’ compensation policy. 4 pages
A conversation about independent contractors
This resource kit offers helpful tests to assist agents in properly classifying independent contractors and employees. 3 pages