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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Workers’ compensation
A conversation about independent contractors
This resource kit offers helpful tests to assist agents in properly classifying independent contractors and employees. 3 pages
Interstate Workers’ Compensation Insurance Plan coverage
Explains that the NCCI, in cooperation with the Workers’ Compensation Insurance Plan, can help accommodate the workers’ compensation coverage needs when an employer operates in multiple states. 1 page
Maritime law: LHWCA and Jones Act
Outlines the special insurance needs under the Longshoremen’s and Harbor Workers’ Compensation Act of 1927 and the Jones Act covering marine workers. 4 pages
Other states coverage in workers’ compensation residual-market policies
Addresses the need for other states workers’ compensation coverage when there is an out-of-state risk involved. 5 pages
The flanking maneuver
This resource kit discusses coverage under workers’ compensation and employers’ liability when dealing with third-party claims. 2 pages
Vermont 2023 workers’ compensation rates, loss costs and 2022 loss-cost multipliers
Provides a copy of voluntary workers’ compensation loss costs for Vermont. 2 pages
Vermont Department of Labor—criteria to establish an employee or independent contractor
A notice that outlines the definition of an employee to assist in determining whether an individual is an employee or an independent contractor. 1 page
Vermont workers’ compensation fact sheet for employers
A comprehensive guide to workers’ compensation coverage for Vermont employers. 16 pages
Workers’ compensation endorsements that need clarification
This resource kit will add clarity to our understanding of three endorsements (i.e., the alternate employer, waiver of subrogation and foreign exposures endorsements) used with the workers’ compensation policy. 4 pages