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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Commission and disclosure
Connecticut’s rebating and referral fee requirements
A detailed discussion of the rules regarding rebating or inducements by insurance producers within Connecticut. 1 page
Hard markets and commission cuts: what can producers do?
This resource kit discusses what to look for in agency contracts and other avenues producers can use when faced with hard markets and commission cuts. 3 pages
How to make the initial disclosure required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York State Insurance Department Regulation 194 primary disclosure requirements. 8 pages
How to make the secondary disclosure ("disclosure upon request") required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York Regulation 194 secondary disclosure requirements with applicable approved forms. 17 pages
New Hampshire rebating requirements
Discussion of New Hampshire’s rebating requirements and how it is one of the easiest and most common ways for an insurance producer to unknowingly break the law. 2 pages
New Jersey rebating and referral fees
Outlines the New Jersey statutes and regulations that overview rebating and referral fees by insurance producers. 3 pages
New York compensation disclosure requirements
A comprehensive review of the compensation disclosure requirements for insurance agents and brokers in New York for property/casualty insurance transactions. 12 pages
PIACT’s guide to Connecticut’s Compensation Disclosure Law
An in-depth review of this statute and the impact it will have on Connecticut insurance producers. 6 pages
Vermont’s rebating and referral fee requirements
Outlines the Vermont statutes and regulations that overview rebating and referral fees by insurance producers. 2 pages
What?s going on with contingent compensation?
A comprehensive question-and-answer piece on the recent changes happening with contingent compensation. 26 pages