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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Commission and disclosure
Hard markets and commission cuts: what can producers do?
This resource kit discusses what to look for in agency contracts and other avenues producers can use when faced with hard markets and commission cuts. 3 pages
How to make the initial disclosure required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York State Insurance Department Regulation 194 primary disclosure requirements. 8 pages
How to make the secondary disclosure ("disclosure upon request") required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York Regulation 194 secondary disclosure requirements with applicable approved forms. 17 pages
New York compensation disclosure requirements
A comprehensive review of the compensation disclosure requirements for insurance agents and brokers in New York for property/casualty insurance transactions. 12 pages
What?s going on with contingent compensation?
A comprehensive question-and-answer piece on the recent changes happening with contingent compensation. 26 pages