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Below is a listing of the documents that are available. Simply click on the document title to select that documents. The index is updated on a regular basis.
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Commission and disclosure
How to make the secondary disclosure ("disclosure upon request") required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York Regulation 194 secondary disclosure requirements with applicable approved forms. 17 pages
How to make the initial disclosure required by Regulation 194—"Producer Compensation Transparency"
A comprehensive review of New York State Insurance Department Regulation 194 primary disclosure requirements. 8 pages
New York compensation disclosure requirements
A comprehensive review of the compensation disclosure requirements for insurance agents and brokers in New York for property/casualty insurance transactions. 12 pages
What?s going on with contingent compensation?
A comprehensive question-and-answer piece on the recent changes happening with contingent compensation. 26 pages
Hard markets and commission cuts: what can producers do?
This resource kit discusses what to look for in agency contracts and other avenues producers can use when faced with hard markets and commission cuts. 3 pages
Agents’ primer: Premium trust accounts and commissions
This resource kit outlines of some of the most important things to keep in mind when complying with all legal responsibilities of the profession in connection with premium trust accounts and commissions. 2 pages
Insurance carrier do’s and don’ts: commission cuts
Reviewing agency agreements before signing helps to ensure your agency’s knows what the commission levels are and how and when those levels can change. 2 pages