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Your resource for health-care reform, insurance health exchanges/certification and more

Small employer tax credit

As part of the Obamacare health-reform package, small business may be eligible for a tax credit. This credit is based on the health insurance premiums paid by employers for their employees. Known as the Small Business Health-care Tax Credit, this credit provides for up to 35 percent of employer-paid health insurance premiums, with certain restrictions.

For a business to be eligible for the credit, they must:

  • Cover at least 50 percent of the cost of single (not family) health-care coverage for each of its employees; and

  • Have fewer than 25 full-time equivalent employees, who also must have average wages of less than $50,000 a year.

QuickSource documents

QS90692—Health-care reform—small employer tax credit

Common forms

IRS Form 8941, Credit for small employer health insurance premiums and instructions

Statutes/regulations/news

Affordable Care Act Tax provisions
Section 45R—Tax credit for employee health insurance expenses of small employers

FAQs

Will I qualify for small business health-care tax credits?
IRS Small Business Health Care Tax Credit FAQs

Additional resources

What you need to know about the Small Business Health-care Tax Credit
IRS Calculating the Small Business Health-care Tax Credit for small employers

New Hempshire resources

Gov. Hassan applauds King v. Burwell decision