Market Transition Tool Kit

Resources and information to help you adapt to the cycle

What do you want to do?

Learn more about market cycles

Definitions for both hard and soft markets

As the market turns, what is broker’s role?—Insurance Journal interview

Hard markets and commission cuts: What can producers do?

Understand what reinsurance is and how it works

What's reinsurance got to do with it?

Reinsurance re-examined

Get the latest market news

March 2024

January 2024

December 2023

October 2023

July 2023

June 2023

February 2023

January 2023

December 2022

November 2022

October 2022

July 2022

June 2022

May 2022

March 2022

February 2022

December 2021

November 2021

Access markets/knowledge to assist my clients

Market tools

PIA’s MarketBase Program—find markets for your hard-to-place risks

Educate my customers

New Jersey

Consumer content

PIA has the content you need to establish your agency as the authoritative, local source for insurance-related answers and coverage. PIA Design and Print can design, print, or code and distribute just about any marketing materials you can dream up—all looking as though they were sent right from your office. Find out more today.

Understand the protections for my policyholders

Connecticut

  • QS06068—Policyholder protections in Connecticut

  • QS06005—Connecticut agency termination—what are your rights?

New Hampshire

  • QS28029—New Hampshire policyholder protections

New Jersey

  • QS29132—Commercial lines and homeowners policyholder protections

  • QS29188—New Jersey personal automobile policyholder protections

  • QS29193—Miscellaneous provisions relating to New Jersey cancellations and nonrenewals

  • QS29187—New Jersey agency termination

New York

  • QS31205—Commercial-lines policyholder protections

  • QS31362—New York personal-lines policyholder protections

  • QS31052—New York agency termination—know your rights

What should I know as a producer?

The hard market: its impact upon insurance agents' and brokers' E&O liability

Hard markets and commission cuts: what can producers do?

Learn more about rate filings

Connecticut

New Hampshire

New Jersey

New York

Vermont

Learn more about the E&S market

Four-state

  • QS90685—Maximize customer relationships in an unpredictable economy

  • QS90689—Placing business with wholesalers

  • QS90737—Moving some standard business to the E&S market?

Connecticut

  • QS06009—Connecticut surplus-lines facts

  • QS06016—Connecticut exportable list

New Jersey

  • QS29191—New Jersey surplus lines

  • QS29029 —Unauthorized insurers qualified as eligible surplus-lines insurers in New Jersey and exportable list

New York

Learn what others are asking

Connecticut

New Hampshire

New Jersey

New York

Vermont

PIA’s contract review service

As part of its company contract review service for association members, PIA’s legal counsels will review members’ company contracts and/or proposed amendments upon request, including those impacting agency commissions. To request this service, send an email to the PIA Industry Resource Center at: resourcecenter@pia.org. Be sure to include a copy of the contract you would like to have reviewed. Please allow two weeks’ turnaround time for our legal staff to review these contracts.

Carrier rate/commission change notices

New Jersey

New York